Banking designed for the new generation
Free for 24 months, best exchange rates in Switzerland, multi-currency account, and more. Join Alpian PULSE, crafted for the under 26 crowd.
Why Alpian PULSE?
Your first bank doesn't have to be just another one. With Alpian PULSE, we give you access to a world of superior features, especially designed for you. The best part? 100% digital, with an account set up in less than 10 minutes.
5 perks you'll love
Best rates & multi-currency ease
Enjoy Switzerland's top exchange rates with no hidden fees using your Alpian card. Effortlessly manage CHF, EUR, GBP, and USD in one account.
Earn francs every month
Let your money work for you. Earn up to 1.25% interest, paid monthly, with no fine print.
Start with metal
Make a statement with every payment using our trendy Visa Metal debit card - compatible with Apple Pay.
Spend easy - First CHF 100 on us!
Activate your account and get your Visa debit card. Once you spend CHF 200, we'll credit CHF 100 back to your account. Start enjoying the benefits right away!
Refer and earn!
Invite friends to join Pulse with your referral code. Both earn CHF 100 when their account are activated. Discover more!
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Hit play on PULSE
Tune into the PULSE Playlist and discover music that fuels your ambition.
Let's talk about pricing
| Your age | Our offer | And after |
|---|---|---|
| 18-25 years | 24 months free of charge | CHF 5 per month |
| 26 years and above | 6 months free of charge | Standard fees |
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Tune with PULSE in minutes
Download the app, open an account and activate it with a deposit of any amount. Easy peasy.
Frequently asked questions
Who is Alpian PULSE for?
Alpian PULSE is for young, dynamic individuals ready to embrace the future of digital banking. Are you 18-25 and residing in Switzerland? This is for you.
What happens when I turn 26?
If you still have remaining months from your initial 2-year free account period, your account continues to be free until these months are exhausted. Once this period concludes, standard account management fees will commence. However, if your account balance is CHF 50,000 or more, or if you're investing with us, you will continue to enjoy freedom from account management fees indefinitely.
How secure is Alpian?
Alpian is a FINMA-licensed Swiss bank, which means that your CHF deposits are safe at the Swiss National Bank and insured up to CHF 100,000.
How can I set up Apple Pay?
Learn how to add your Alpian card to Apple Pay by following the instructions here.
Can I use Twint with an Alpian PULSE account?
Yes, you can currently fund the pre-paid version of TWINT through your Alpian account. We are working on releasing our own TWINT solution in the future.